Following Documents are required by most banks for loan processing

KYC Documents:- (All Applicants)

Application form with one photograph each signed across the photographs and signatures on the form. The partnership firm to be co-applicant on loan with signature by any one partner with stamp on ‘space for photograph’ and back of the form Processing Fees cheque in favour of “The Bank”.

Copy of Pan Card of all applicants on loan and the partnership firm.

ID Proof Aadhaar Card

Signature Proof Pan Card, Passport (If current signatures don’t match the ID proof, Bank Signature Verification needs to be submitted)

Residence Address Proof Telephone Bill preferred (Landline) in absence of phone bill - Passport, Voter ID card, Bank Statement, DL, Ration card OR Copy of notarized/ Registered Rent Agreement/lease deed with utility bill in land lord’s name.

Office Address Proof Telephone Bill preferred (Landline) in absence of phone bill – Electricity bill, Bank Statement or Copy of lease deed with utility bill in land lord’s name.

Copy of partnership deed Notarized and with stamp on the back of the stamp paper.

Relationship Proof between applicants Passport, Ration card, Marriage Certificate, Birth Certificate of Child etc.

Business profileBrief profile on letter head or copy of Web pages

Qualification ProofCopy of Degree in case of Professionals – CA s , Doctors, Architects, Lawyers etc

Financial Documents (Only Earning Applicants):

Last 3 Years of Financials ITR, Computation of Income, Tax Audit Report with complete set of financials (P & L A/C, Balance Sheet, Annexure etc).

Last 3 Years of Financials ITR, Computation of Income of all partners.

Acknowledgement receipts For all ITRs filed without digital signatures.

Last 12 Months of Bank Statement (Current) Statements of all active current accounts as per Balance sheet (On Bank stationery or stamped by the bank or PDF downloaded net statement with Bank name, logo and full account number).

Last 12 Months of Bank Statement (Savings) Statements of all active savings account of all partners on loan (On Bank stationery or stamped by the bank or PDF downloaded net statement with Bank name, logo and full account number or copy of passbook).

Sanction Letters Of CC limit, WC limit, OD and Term Loans.

Amortization Schedule/ Statement of Account Documents to support all active loans, SOA preferred, in case of non-availability of SOA Amortization Schedule.

GST Return for Last 12 Months.

List of Creditors & Debtors of last 2 financial years attested by Auditor

Form 26 (AS) for current financial year and last 2 financial years of all applicants & co-applicants including the firm.

Download Resident Indian Salaried Documents